Introducing Richard Batke

Richard Batke is a Residential Mortgage Broker with Invis - Wilkins & Associates Mortgage Brokers.  He works for the best interests of his clients, placing them above those of the lender and himself.

Richard Invests in his Clients

He provides fast and smooth transactions and enjoys spending time with his clients.  Richard takes time to educate his clients on the benefits and drawbacks of the different residential mortgage options they have before them, and helps them make informed choices regarding their home financing. With access to over 80 lenders with different products and lending criteria, his clients will be sure to get the mortgage that best suits their current and future mortgage needs.

Richard builds long term relationships with his clients so he can effectively serve them as their residential mortgage broker, serving them as their housing needs change.  He also provides his clients with access to a wide variety of other professionals that may be of service to them.  Richard keeps his clients aware of changes in the residential mortgage industry and notifies them when they may be able to benefit from those changes.  One of Richard Batke's goals is that everyone whom he works with will have a greater understanding of their residential mortgage and the factors that affect their credit score and other qualification factors. 

Richard's services are free of charge for the vast majority of his clients.

Richard Supports his Referral Sources

• Co-branded CRM material with client's Realtor is sent to the client throughout the duration of the residential mortgage term
• Marketing Websites and Virtual Tours (see www.sagebluffestates.com)
• Many other opportunities are available through our IGA Grocery Store Outlet, including Bag Stuffers and Fund Raisers!

Feel free to contact Richard Batke anytime for a free residential mortgage review, pre-approval or the arrangement of your residential mortgage financing.

Specialties & Services

Serving the South Okanagan Valley as a residential mortgage broker, Richard is centrally located at 2004 Main St., Penticton BC.  Transactions can be completed via internet and/or fax, or in person - whatever is convenient for you.     

Richard Batke specializes in residential mortgages and Your browser does not support inline frames or is currently configured not to display inline frames. offers business equipment leasing. 

He is also part of a highly specialized team of mortgage brokers for commercial and agricultural financing.

Richard has many clients ranging from investors leveraging the equity in their home, real estate investors, business owners and first time home buyers, and has been instrumental in helping clients reduce their monthly payments by consolidating their debt as well as helping others become mortgage free faster.

Purchases:

Choose from many options including variable, fixed or combined variable and fixed rate mortgages with  terms ranging from 6 months to 10 years and amortizations up to 40 years.

Refinances:
 
Access your equity for renovations, debt consolidation, investments or to simplify your finances.  Home Equity Lines of Credit, Fixed or Variable rate motrgages as well as combined fixed and variable rate mortgage products are available.

Renewals:

Don't sign your renewal letter!!!  Know all of your options before you make your decision!

Business Equipment Leasing: 

Keep your capital in hand!  Lease depreciating or expensive investments so you can operate your business more efficiently.  From office furniture to heavy equipment, leasing makes sense.

Mortgage Reviews

FREE!  Have your current situation evaluated to see if ou can take advantage of today's historically low interest rates and save money!

My Personal Story

When I purchased my first house, I took on a debt load that was less than I was qualified to carry, and I had a 20% downpayment.  My needs were simple at the time and I saw my mortgage as a debt I did not want to have hanging over my head.

Soon after the purchase, I got married to a lovely woman who shared that same value of having low monthly overhead costs, so we decided to pay our mortgage out as fast as we could.  We made some adjustments to our home expenses and were on track to pay our mortgage out in 7 years, but we came into a windfall that made us mortgage free in 5 years.  It was orginally amortized over 25 years. 

How did we do it?  It is a story I love to share, so you can contact me if you want to hear it.

By the way, did I mention that our family annual income at that time was around $25 000?

Becoming mortgage free is easier than you think...